❓What is an HSA/FSA?

Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) allow you to set aside pre-tax money to pay for eligible health expenses. These may be offered through your employer, and often allow money to be allocated directly from your paycheck. HSAs typically come with a high-deductible health plan (HDHP), and the funds don’t expire. FSAs are independent from your health plan, with funds expiring at the end of each calendar year.